When hurricanes or tropical storms are on the horizon, homeowners should take proactive steps to protect their property. Not only can this help prevent costly damages, but it can also reduce the risk of personal injury or other harm. In this blog post, we’ll discuss the steps homeowners should take to prepare their homes for a hurricane or tropical storm.

Check Insurance Coverage

The first step homeowners should take is to review their home insurance coverage. This is important because not all insurance policies cover damages caused by hurricanes or tropical storms. Homeowners should review their insurance policies to ensure they have the coverage they need. They should also contact their insurance provider to ask any questions they may have, and to determine what additional coverage they may need.

Secure Outdoor Items

Next, homeowners should secure any outdoor items that have the potential to become airborne during a hurricane or tropical storm. This includes patio furniture, grills, decorations, and anything else that could become a safety hazard during high winds. In addition, homeowners should trim trees and shrubs to minimize the risk of branches being toppled by the wind. Finally, they should make sure to secure their garage doors, as these can be easily damaged by the wind.

Check Gutters and Downspouts

Homeowners should also check the gutters and downspouts and make sure they are free of debris. Clogged gutters and downspouts can lead to water buildup in the roof and foundation, which can cause structural damage. Additionally, homeowners should check to make sure all windows and doors are securely shut and locked before the storm hits.

Clear Drainage Areas

Homeowners should also take the time to clear out any drainage areas near their property. This can include ditches, culverts, and other areas where water can accumulate. Clogged drainage areas can lead to flooding, so it is important to make sure they are clear before a hurricane or tropical storm arrives.

Install Shutters or Plywood

Installing shutters or plywood over windows and doors is an important step homeowners should take to protect their property during a hurricane or tropical storm. Shutters and plywood can help protect windows and doors from flying debris, and can also help minimize water damage. Additionally, homeowners should consider installing roof straps or clips to help secure the roof against high winds.

Take Inventory of Personal Belongings

Finally, homeowners should take an inventory of their personal belongings. This will help them in the event of a claim with their insurance provider. Homeowners should take photos or videos of their possessions and store them in a secure place, such as a safe deposit box or online storage service.


Preparing a home for a hurricane or tropical storm is an important step homeowners should take to protect their property. By taking the time to check insurance coverage, secure outdoor items, clear drainage areas, install shutters or plywood, and take an inventory of their belongings, homeowners can reduce the risk of costly damages and personal harm.