What Is Home Equity and Why It Matters for Your Finances: A Beginner’s Guide

by Ashby & Graff Real Estate | Feb 16, 2023 | Education, Real Estate & Mortgage

Home equity is one of the most important financial concepts for homeowners to understand. Essentially, it’s the amount of your home’s value that you truly own, and it’s calculated by subtracting your outstanding mortgage balance from your...

Stay Ahead of the Game: Best Practices for Completing the TDS as a California Home Seller

by Ashby & Graff Real Estate | Feb 16, 2023 | Advice, Education, Real Estate & Mortgage

If you’re selling a home in California, one of the most important steps in the process is completing the Transfer Disclosure Statement (TDS). The TDS is a legal document that you, as the seller, must complete and provide to potential buyers before they make an...

Rental Rates on the Rise: How Housing Supply and Demand Affect Your Wallet

by Ashby & Graff Real Estate | Feb 16, 2023 | Daily News, Education, Real Estate & Mortgage, Top Stories

Housing is one of the basic necessities of human life. As populations grow and urbanization increases, the demand for housing becomes more pressing, and rental rates often rise to meet this demand. In this blog post, we will examine how the dynamics of housing supply...

Inspection Contingency in California Real Estate: What You Need to Know for a Successful Transaction

by Ashby & Graff Real Estate | Feb 16, 2023 | Education, Real Estate & Mortgage

If you’re buying or selling a home in California, you’re likely to encounter the inspection contingency. This is an important part of the real estate transaction that protects both the buyer and the seller. In this blog post, we’ll take a closer look...

Real Estate Investing Made Easy: Your Step-by-Step Guide to Building Wealth

by Ashby & Graff Real Estate | Feb 16, 2023 | Education, Real Estate & Mortgage

Investing in real estate can be a lucrative way to build wealth over time. However, it can also be a daunting task to get started. The world of real estate investing can seem complex and overwhelming, with various strategies, financing options, and market trends to...

What SB9 Means for Homeowners and Homeowners-to-be

by Ashby & Graff Real Estate | Oct 30, 2021 | Real Estate & Mortgage, Top Stories

Written by: Laura Craven — Image by: Alfred Twu In mid-September Governor Newsom signed into law California Senate Bills 9 and 10. SB10 concentrates more on the increase of housing in “High Quality Transit Corridor” areas allowing up to 10 units per parcel and...